ST. PETERSBURG, Fla., Oct. 15, 2020 /PRNewswire/ — Some airways and airports now provide speedy COVID-19 testing to accommodate vacationers required to point out a destructive take a look at at their vacation spot.
However what occurs if a traveler exams constructive earlier than a visit? Journey insurance coverage comparability web site, Squaremouth, breaks down three issues vacationers must learn about COVID-19 testing and journey insurance coverage.
Not All Insurance policies Embrace Cancellation Protection for Contracting Coronavirus
Choose journey insurance coverage insurance policies embody journey cancellation protection within the occasion a traveler, or their household, contracts coronavirus earlier than departure and can’t journey. This profit can reimburse vacationers who should cancel their journey.
As of October fifteenth, there are 38 insurance policies accessible on Squaremouth.com that embody this cancellation protection.
Optimistic COVID-19 Take a look at End result Could Not Instantly Set off Cancellation Advantages
Many journey insurance coverage insurance policies require documentation from a health care provider advising towards journey to ensure that advantages to use. On this case, a constructive coronavirus take a look at outcome alone might not be sufficient to set off protection.
Vacationers that take a look at constructive ought to contact a health care provider as quickly as potential, previous to canceling their journey. The physician can present documentation that can be required when vacationers file a declare.
Value of COVID-19 Testing Not an Insurable Expense
Most journey insurance coverage insurance policies won’t cowl the price of COVID-19 testing earlier than departure, even when their vacation spot requires a destructive COVID-19 take a look at outcome for entry.
If a traveler is medically required to take a COVID-19 take a look at whereas touring, this value could also be reimbursed relying on the coverage.
KEY CURRENT RESOURCE:
Squaremouth.com created the Coronavirus Pandemic Current Event Center which is up to date each day with accessible journey insurance coverage protection and solutions to FAQs because the COVID-19 pandemic evolves.
SQUAREMOUTH compares journey insurance coverage insurance policies from each main journey insurance coverage supplier in the USA. Utilizing Squaremouth’s comparability engine and third-party buyer evaluations, vacationers can analysis and compare travel insurance policies side-by-side. Extra info may be discovered at www.squaremouth.com.
Obtainable Matter Professional: