A New Jersey state court docket just lately rejected an insurer’s declare that COVID-related losses can’t qualify as lined losses. In Optical Providers USA/JCI v. Franklin Mutual Insurance coverage Co., No. BER-L-3681-20, pending within the Superior Court docket of New Jersey, Regulation Division, Bergen County, the policyholders assert they bought enterprise interruption insurance coverage protection to guard their companies from an “unanticipated disaster.” They contend such a disaster struck in March 2020, when the novel coronavirus unfold throughout the globe, inflicting governments—together with the State of New Jersey—to take dramatic motion. Particularly, Governor Murphy issued Govt Orders requiring nonessential companies to shut and ordering residents to remain dwelling. Plaintiffs allege they closed their companies in compliance with Governor Murphy’s orders and, consequently, suffered important monetary loss lined by their insurance coverage insurance policies.